HomeTerms of Service

Terms of Service

Effective Date: February 16, 2026

Company Name: Forward Operating Group


Acceptance of Terms

By accessing this website or booking a strategy session with Forward Operating Group (“Company,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service.

If you do not agree with these terms, you should not use this website or services.


Services Provided

Forward Operating Group provides financial education, strategic guidance, and advisory support specifically designed for veterans.

Our services may include:

  • VA loan strategy education

  • Credit improvement guidance

  • Business formation education

  • Education benefit utilization guidance

  • Wealth-building frameworks

  • Accountability-based financial planning support

We do not guarantee specific financial results.


No Financial, Legal, or Tax Advice

The information provided through this website, consultations, or membership programs is for educational and informational purposes only.

Forward Operating Group does not provide:

  • Legal advice

  • Tax advice

  • Investment advisory services

  • Brokerage services

  • Lending services

You are solely responsible for any financial decisions you make.

You are encouraged to consult licensed professionals before making financial, legal, or tax decisions.


Eligibility

Our services are intended for individuals who are 18 years of age or older.

Certain services may be restricted to verified veterans or service members. We reserve the right to request verification of eligibility.


Booking & Appointments

All strategy sessions are scheduled through third-party booking platforms.

By booking an appointment, you agree to:

  • Provide accurate information

  • Attend the session at the scheduled time

  • Notify us in advance if you need to reschedule

We reserve the right to cancel or reschedule appointments when necessary.


Membership & Payments

If you enroll in a paid membership program:

  • Membership fees will be disclosed prior to enrollment

  • Payments may be recurring on a monthly basis

  • You are responsible for maintaining valid payment information

Unless otherwise stated in writing, membership fees are non-refundable.

We reserve the right to modify pricing with prior notice.


No Guarantees of Results

Financial outcomes vary based on individual circumstances, market conditions, and personal execution.

Forward Operating Group makes no guarantees regarding:

  • Credit score improvements

  • Loan approvals

  • Business success

  • Income increases

  • Investment performance

All results depend on your actions and external factors beyond our control.


Client Responsibilities

By participating in our services, you agree to:

  • Provide truthful and accurate information

  • Actively participate in implementation

  • Take responsibility for your financial decisions

  • Maintain respectful communication

Failure to comply may result in termination of access.


Intellectual Property

All website content, program materials, branding, documents, graphics, and frameworks are the intellectual property of Forward Operating Group.

You may not:

  • Copy

  • Reproduce

  • Distribute

  • Modify

  • Sell

Any materials without written consent.


Limitation of Liability

To the fullest extent permitted by law, Forward Operating Group shall not be liable for:

  • Financial losses

  • Credit score changes

  • Loan denials

  • Business losses

  • Investment losses

  • Indirect or consequential damages

Your use of our services is at your own risk.


Indemnification

You agree to indemnify and hold harmless Forward Operating Group from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.


Third-Party Services

We may utilize third-party tools such as:

  • Scheduling platforms

  • Payment processors

  • Analytics providers

We are not responsible for the policies or practices of third-party services.


Termination of Access

We reserve the right to suspend or terminate access to services at our discretion if:

  • These Terms are violated

  • Fraudulent or abusive behavior occurs

  • Payment obligations are not met


Changes to Terms

We reserve the right to update these Terms at any time.

Updated versions will be posted on this page with a revised effective date.

Continued use of the website or services constitutes acceptance of updated Terms.


Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of California, without regard to conflict of law principles.


Contact Information

If you have questions regarding these Terms, contact:

Forward Operating Group

Email: daniel@forwardoperatinggroup.com

Website: forwardoperatinggroup.com